Personal Risk Insurance
Personal Risk Insurance is an integral part to your Wealth Creation process as it provides the foundation to ensure that your goals can still be kept on track should the unforeseen occur.
“When I fell ill, Certe helped me through every step of the claims process making it as easy as possible. Not only that, they cared about me and wanted to make sure I made a speedy recovery”
Corporate Group Insurance
Group Insurance is provided by an Employer as an Employee Benefit. Not only does it provide the employees with valuable financial protection, it also assists the business in staff retention and in attracting new recruits.
"Certe helped review our group income protection plan, reduced our costs and improved the benefits for our employees”
"Certe helped us quantify the value of our Operations Manager in an easy to understand way and provided the right recommendations to protect my business should something happen to her."
Business Related Insurance
Some owners need to safeguard their business by reducing the impact of a death or disability of an important person to the business. We provide advice on the best way to protect your business in various instances.